In a heartwarming display of brilliance and creativity, 13-year-old Rhema-Love Abraham, a student of Precepts Learning Field, Lagos, has emerged as the overall winner of the 2025 Heirs Insurance Essay Championship, one of Nigeria’s most prestigious academic writing contests designed to inspire and empower young minds across the country.
The announcement, made during the grand finale ceremony in Lagos, drew educators, policymakers, parents, and industry stakeholders who celebrated the exceptional talent and intellectual depth displayed by participating students from various states.
About the 2025 Heirs Insurance Essay Championship
The Heirs Insurance Essay Championship, now in its fourth edition, was established to promote financial literacy, critical thinking, and academic excellence among Nigerian secondary school students. Organized by Heirs Insurance Group, the competition provides a national platform for young students to express their understanding of financial concepts while cultivating confidence in written communication.
This year’s topic, “The Role of Insurance in Keeping Families Safe and Secure,” challenged participants to explore the practical importance of insurance in everyday life — a theme that reflects Heirs Insurance’s mission to make insurance accessible and relatable to Nigerian families.
Rhema-Love Abraham’s Winning Essay
Rhema-Love’s essay stood out for its clarity, originality, and emotional depth. She approached the subject by connecting the concept of insurance to family protection, peace of mind, and national development. Her essay not only showcased an impressive understanding of financial literacy at such a young age but also demonstrated how insurance can serve as a lifeline during times of uncertainty.
Her ability to write persuasively and empathetically impressed the judges, earning her the coveted first place, a ₦5 million scholarship, and a ₦1 million development grant for her school, Precepts Learning Field, Lagos.
Other Winners and Prizes
The 2025 edition of the Heirs Insurance Essay Championship also recognized several other outstanding students who demonstrated remarkable creativity and analytical skills.
- Second Place: Bernice Michael of S-TEE High School, Lagos, who received a ₦2 million scholarship for her insightful submission that examined how insurance promotes long-term family stability.
- Third Place: Afopefoluwa Tofio-Jacobs of D-IVY College, Ogun State, who earned a ₦1 million scholarship for her detailed exploration of how insurance contributes to financial safety nets within communities.
Each of these winners not only received financial rewards but also gained national recognition as ambassadors of academic excellence and youth empowerment.
Introduction of the Teachers’ Insurance Awareness Prize
In a bold move to further spread financial education, Heirs Insurance introduced a Teachers’ Insurance Awareness Prize for the first time in the competition’s history. This category recognizes teachers who demonstrate outstanding commitment to improving students’ understanding of financial and insurance concepts.
The inaugural award went to Mr. Okpe James Chidi, a teacher from Urban Secondary School, Umuna Orlu, Imo State, who received ₦1 million personally and an additional ₦500,000 grant for his school. His dedication to mentoring students on financial literacy and encouraging their participation in educational contests earned him widespread applause.
This innovative inclusion underscores the company’s belief that teachers are key partners in shaping the next generation’s financial mindset.
Heirs Insurance: Building the Future Through Education
Speaking at the event, representatives of Heirs Insurance Group emphasized that the essay championship is more than just a competition — it’s a strategic investment in the intellectual and economic future of Nigeria’s youth.
The initiative aligns with the organization’s broader vision to foster financial inclusion by demystifying insurance and encouraging young Nigerians to understand its relevance in safeguarding their dreams and futures.
Officials from the company reiterated their long-term commitment to sustaining the essay championship and expanding its reach to more schools nationwide. They highlighted that beyond prizes, the goal is to nurture critical thinkers who can contribute to national development through informed financial decision-making.
Impact and Relevance of the Competition
Since its inception, the Heirs Insurance Essay Championship has gained significant traction among Nigerian schools, attracting thousands of entries annually. The competition has become a symbol of excellence, innovation, and youth empowerment in the country’s education sector.
Through this initiative, students are encouraged to think deeply about real-world issues, improve their writing skills, and gain exposure to leadership, teamwork, and public speaking. It has also played a pivotal role in bridging the gap between the financial industry and the education system, fostering an early appreciation of concepts such as savings, investment, and risk management.
A Celebration of Young Brilliance
The 2025 edition once again reaffirmed the incredible potential of Nigerian youth. Rhema-Love Abraham’s victory not only serves as a personal milestone but also as an inspiration to millions of students across the nation. Her success story embodies resilience, curiosity, and the power of education to transform lives.
The event concluded with heartfelt congratulations from dignitaries and guests who encouraged participants to continue striving for excellence. Teachers and parents also expressed gratitude to Heirs Insurance for creating a platform that rewards intellect, creativity, and purpose.
Final Thoughts
The Heirs Insurance Essay Championship has evolved into one of the most impactful educational initiatives in Nigeria today. It bridges corporate social responsibility and academic growth, creating opportunities for students to excel while promoting crucial values such as financial awareness, literacy, and security.
As Rhema-Love Abraham begins her next academic journey with renewed confidence and support, her triumph serves as a beacon of hope — a reminder that with the right encouragement, every young Nigerian has the potential to shape the future.
