203 Nigerian Tertiary Institutions Risk Losing Access to Student Loan Scheme as NELFUND Releases Full List of Defaulters

The Nigerian Education Loan Fund (NELFUND) has released a comprehensive list of 203 tertiary institutions across the country that failed to upload their students’ data for the ongoing 2024/2025 student loan application.

This revelation has generated intense concern nationwide, as students enrolled in the affected schools now face the risk of being excluded from the government’s interest-free student loan scheme — a key policy aimed at easing financial pressure on Nigerian students and families.


NELFUND Issues Final 48-Hour Grace Period

In an official statement, NELFUND explained that the non-compliance of the listed institutions has delayed the full rollout of the national student loan scheme. To give them a last opportunity, the agency announced a final 48-hour extension of the data submission window.

The grace period runs from 12:00 a.m. on Sunday, October 12, 2025, to 12:00 a.m. on Tuesday, October 14, 2025, after which the submission portal will be permanently closed.

NELFUND described the extension as an act of goodwill but emphasized that no further extensions will be granted. Any school that fails to comply within this period will be automatically excluded from the 2024/2025 student loan cycle.


Why the Data Submission Is Crucial

According to NELFUND, all tertiary institutions — federal, state, and private — are required to upload verified data of their students onto the Student Loan Application System (SLAS).

This process helps the agency to:

  • Verify student identities and enrollment status.
  • Facilitate accurate loan disbursement to eligible applicants.
  • Prevent fraud, impersonation, and double registration.

By failing to comply, these 203 institutions have effectively blocked their students from participating in the government’s zero-interest loan scheme.


NELFUND Warns Non-Compliant Institutions

The management of NELFUND has warned that any institution that fails to meet the submission deadline will be disqualified from the current loan phase, meaning their students will not benefit from the student loan initiative this academic year.

The agency further noted that this level of non-compliance undermines the Federal Government’s commitment to expanding access to higher education through transparent and equitable financial support systems.


Stakeholders React to NELFUND’s Announcement

Reactions have continued to pour in following NELFUND’s publication of the default list. Student unions, academic staff, and education stakeholders have expressed disappointment at the negligence of some institutions.

Many student groups have urged school authorities to act swiftly before the grace period ends, while others called for stronger coordination between NELFUND and schools to prevent such lapses in the future.

Some institutions, however, have attributed their delays to technical challenges and verification bottlenecks, requesting more time to finalize the upload process.


Full List of 203 Non-Compliant Institutions

Below is the full list of the 203 tertiary institutions that failed to upload their students’ data for the 2024/2025 student loan application, as released by NELFUND:

  1. College of Administration, Management and Technology, Potiskum
  2. College of Nursing Sciences, Lagos University Teaching Hospital, Idi-Araba, Lagos
  3. Federal College of Forestry, Ibadan
  4. Nigerian Institute of Leather and Science Technology, Samaru, Zaria
  5. University of Ilesa, Osun State
  6. Abia State Polytechnic
  7. Abia State Polytechnic, Aba, Abia State
  8. Abubakar Tafawa Balewa University
  9. Adamawa State University, Mubi
  10. Adeseun Ogundoyin Polytechnic, Eruwa, Oyo State
  11. Admiralty University, Ibusa, Delta State
  12. Ahmadu Bello University Teaching Hospital, Zaria
  13. Ahmadu Bello University, Zaria
  14. Akperan Orshi Polytechnic, Yandev
  15. Akwa Ibom State University
  16. Alex Ekwueme Federal University, Ndufu-Alike, Ikwo
  17. Aliko Dangote College of Nursing Sciences, Bauchi
  18. Aliko Dangote University of Science and Technology
  19. Alvan Ikoku Federal University of Education, Owerri
  20. Ambrose Alli University, Ekpoma, Edo State
  21. Aminu Saleh College of Education, Azare
  22. Auchi Polytechnic, Auchi
  23. Audu Bako College of Agriculture, Dambatta
  24. Bauchi State College of Agriculture
  25. Bauchi State University
  26. Bayelsa Medical University
  27. Bayero University, Kano
  28. Benjamin Uwajumogu State College of Education, Ihitte Uboma
  29. Benue State Polytechnic, Ugbokolo
  30. College of Administration, Management and Technology, Potiskum
  31. College of Agriculture, Science and Technology, Gujba
  32. College of Education, Afaha Nsit
  33. College of Education, Akwanga
  34. College of Education and Legal Studies, Nguru
  35. College of Education, Katsina-Ala, Benue State
  36. College of Education, Nsubge
  37. College of Education, Waka-Biu (Affiliated to UNIMAID)
  38. College of Nursing Sciences, National Orthopaedic Hospital, Igbobi, Lagos
  39. College of Nursing Sciences, Tambuwal
  40. Confluence University of Science and Technology
  41. Delta State College of Education, Mosogar
  42. Delta State Polytechnic, Ogwashi-Uku
  43. Delta State Polytechnic, Otefe-Oghara, Delta State
  44. Delta State University, Abraka
  45. Dennis Osadebay University, Asaba
  46. Ebonyi State University
  47. Edo State Polytechnic, Usen
  48. Edo State College of Nursing Sciences
  49. Ekiti State Polytechnic, Isan-Ekiti
  50. Ekiti State University, Ado-Ekiti
  51. Emmanuel Alayande University of Education
  52. Enugu State College of Education
  53. Enugu State University of Science and Technology
  54. Federal College of Agricultural Produce Technology, Kano
  55. Federal College of Agriculture, Ibadan
  56. Federal College of Animal Health and Production Technology, Ibadan
  57. Federal College of Animal Health, Vom
  58. Federal College of Education (Special), Oyo
  59. Federal College of Education (Technical), Potiskum
  60. Federal College of Education (Technical), Akoka
  61. Federal College of Education (Technical), Ekiadolor
  62. Federal College of Education (Technical), Gombe
  63. Federal College of Education, Eha-Amufu
  64. Federal College of Education (Technical), Gusau
  65. Federal College of Education, Bichi
  66. Federal College of Education, Gombe
  67. Federal College of Education, Iwo
  68. Federal College of Education, Jama’are
  69. Federal College of Education, Kano
  70. Federal College of Education, Obudu
  71. Federal College of Education, Okene
  72. Federal College of Education, Yola
  73. Federal College of Education, Zuba
  74. Federal College of Land Resources Technology, Kuru-Jos
  75. Federal Cooperative College, Ibadan
  76. Federal Cooperative College, Kaduna
  77. Federal Cooperative College, Oji River
  78. Federal Polytechnic, Ado-Ekiti, Ekiti State
  79. Federal Polytechnic, Ayede
  80. Federal Polytechnic, Daura
  81. Federal Polytechnic, Ekowe, Bayelsa
  82. Federal Polytechnic, Ile-Oluji
  83. Federal Polytechnic, Ilaro
  84. Federal Polytechnic, Kazaure, Jigawa
  85. Federal Polytechnic, Monguno
  86. Federal Polytechnic, Mubi
  87. Federal Polytechnic, Nasarawa
  88. Federal Polytechnic, N’yak, Shendam
  89. Federal Polytechnic of Oil and Gas, Bonny
  90. Federal Polytechnic, Offa
  91. Federal Polytechnic, Oko
  92. Federal Polytechnic, Kaltungo
  93. Federal Polytechnic, Nekede
  94. Federal Polytechnic, Ukana
  95. Federal School of Surveying, Oyo
  96. Federal University of Agriculture, Abeokuta
  97. Federal University, Gashua, Yobe
  98. Federal University of Agriculture, Makurdi
  99. Federal University of Agriculture, Abeokuta
  100. Federal University of Allied Health Sciences, Enugu
  101. Federal University of Health Sciences, Ila-Orangun
  102. Federal University of Health Sciences, Otukpo
  103. Federal University of Lafia
  104. Federal University of Petroleum Resources, Effurun, Warri
  105. Federal University of Technology, Babura
  106. Federal University of Technology, Ikot Abasi
  107. Federal University of Technology, Ikot Abasi, Akwa Ibom
  108. Federal University of Technology, Owerri
  109. Federal University of Transportation, Daura, Katsina
  110. Federal University, Birnin Kebbi
  111. Federal University, Dutsin-Ma
  112. Federal University, Gusau
  113. Federal University, Lafia
  114. Federal University, Lokoja
  115. Federal University, Otuoke
  116. Federal University, Wukari
  117. Gateway ICT Polytechnic, Saapade
  118. Global Maritime Academy, Agbowhiame, Ughelli South, Delta State
  119. Hassan Usman Katsina Polytechnic, Katsina
  120. Ibrahim Badamasi Babangida University, Lapai
  121. Ibrahim Badamasi Babangida University, Lapai
  122. Ignatius Ajuru University of Education, Port Harcourt
  123. Imo State Polytechnic, Omuma
  124. Imo State University, Owerri
  125. Isa Kaita College of Education, Dutsin-Ma, Katsina State
  126. Jigawa State College of Education, Gumel
  127. Jigawa State Polytechnic, Dutse
  128. Joseph Sarwuan Tarka University, Makurdi
  129. Kaduna Polytechnic
  130. Kaduna State College of Nursing & Midwifery
  131. Kaduna State University
  132. Kano State Polytechnic, Kano
  133. Katsina State Institute of Technology and Management
  134. Kebbi State College of Nursing Science
  135. Kebbi State University of Science and Technology, Aliero
  136. Ken Saro-Wiwa Polytechnic
  137. Kingsley Ozumba Mbadiwe University
  138. Kogi State College of Education, Ankpa
  139. Kogi State Polytechnic, Lokoja
  140. Kwara State College of Education, Oro
  141. Kwara State College of Health Technology
  142. Kwara State Polytechnic
  143. Ladoke Akintola University of Technology, Oyo State
  144. Lagos State College of Nursing, Igando
  145. Lagos State University
  146. Lagos State University of Education
  147. Mai Idris Alooma Polytechnic, Geidam, Yobe State
  148. Michael Okpara University of Agriculture, Umudike
  149. Moshood Abiola Polytechnic
  150. Muhammadu Buhari Meteorological Institute of Science and Technology, Katsina
  151. Nasarawa State University, Keffi
  152. National Institute of Construction Technology and Management, Uromi
  153. National Open University
  154. National Open University of Nigeria
  155. Niger Delta University
  156. Niger State Polytechnic, Zungeru
  157. Nigerian Air Force College of Nursing Sciences, Kaduna
  158. Nigerian Army College of Education
  159. Nigerian Maritime University, Okerenkoko
  160. Nnamdi Azikiwe University, Awka
  161. Northwest University, Kano
  162. Nuhu Bamalli Polytechnic, Zaria
  163. Obafemi Awolowo University
  164. Ogun State College of Health Technology, Ilese-Ijebu
  165. Ogun State Institute of Technology, Igbesa
  166. Olusegun Agagu University of Science and Technology, Okitipupa, Ondo State
  167. Osun State College of Education, Ila-Orangun
  168. Osun State College of Health Technology, Ilesa
  169. Osun State Polytechnic, Iree
  170. Oyo State College of Agriculture and Technology, Igboora
  171. Oyo State College of Health Science and Technology, Eleyele, Ibadan
  172. Oyo State College of Nursing Sciences, Eleyele
  173. Petroleum Training Institute
  174. Plateau State University, Bokkos
  175. Port Harcourt Polytechnic
  176. School of Biomedical Engineering Technology, University of Maiduguri Teaching Hospital
  177. School of Health Information Management, Uyo
  178. Shehu Sule College of Nursing and Midwifery, Damaturu
  179. Sikiru Adetona College of Education, Science and Technology, Omu-Ajose
  180. Tai Solarin College of Education, Ijebu-Ode
  181. Tai Solarin University of Education
  182. Taraba State Polytechnic
  183. Taraba State University, Jalingo
  184. The Oke-Ogun Polytechnic, Saki
  185. The Polytechnic, Ibadan
  186. Umar Suleiman College of Education, Gashua
  187. Umaru Musa Yar’Adua University, Katsina
  188. University of Abuja
  189. University of Calabar
  190. University of Ibadan
  191. University of Ilesa, Osun State
  192. University of Ilorin
  193. University of Jos
  194. University of Maiduguri
  195. University of Medical Sciences
  196. University of Medical Sciences, Ondo City
  197. University of Uyo
  198. Usman Danfodiyo University, Sokoto
  199. Usmanu Danfodiyo University, Sokoto
  200. Yobe State University
  201. Yusuf Bala Usman College of Education and Legal Studies, Daura
  202. Yusuf Maitama Sule University, Kano
  203. Zamfara State University, Talata Mafara

The Road Ahead

As the October 14 deadline approaches, attention now turns to the listed schools. If they fail to comply within the 48-hour window, their students could lose access to the government’s loan benefits — a setback that could affect thousands of young Nigerians.

NELFUND reaffirmed that once the deadline passes, loan disbursement will proceed strictly to students from compliant institutions.


Conclusion

The release of this list serves as a critical wake-up call to tertiary institutions across Nigeria. The student loan scheme was designed to promote fairness and accessibility, but its success depends on institutional responsibility and administrative efficiency.

For now, the fate of thousands of students lies in how swiftly their schools respond to NELFUND’s final directive.

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